Your Local Sturgis Independent Insurance Agency

C.L. Van Deventer Insurance Agency specializes in Auto/Car Insurance, Homeowners Insurance, Business/Commercial Insurance, Life Insurance, and Workers’ Compensation Insurance.

Serving Michigan and Indiana since 1905

C.L. Van Deventer Insurance Agency has one hundred and five years experience providing the highest quality insurance services to Sturgis, Sturgis and the surrounding communities.

Every Staff member at the Van Deventer Agency is cross trained in all aspects of the insurance business in order to better serve our valued customers.
Chuck Van Deventer
Carrie van Deventer
Chuck Van Deventer and Carrie Van Deventer-DouPonce
Agency Principals
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Auto Insurance

Paying too much for auto insurance? With our flexible coverage options and expert service, you’ll know that your vehicle is getting the best protection possible.
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Home Insurance

Your home is your greatest investment, but you shouldn’t have to break the bank to insure it. Find out how much we can save you on your policy.
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Business Insurance

As a business owner, you have enough on your mind without having to worry about your insurance needs. Let us find the best coverage at the best rates for you.
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Recent News & Updates

Cargo Insurance Vs. Commercial Trucking Insurance

Posted: July 18, 2019

Commercial carriers are required by law to have carrier liability insurance. Since this insurance provides limited coverage, and because cargo can be damaged in many different ways, most shippers request cargo insurance to protect their goods from damage, loss, or theft during transit. Commercial trucking insurance, on the other hand, is essential coverage for a business or owner-operator providing trucking services. What Is Cargo Insurance?... Read Article

Understanding Collector Car Insurance

Posted: July 16, 2019

Anyone who owns a car needs car insurance. However, collector cars are different and require a special type of auto insurance. Collector car insurance is designed specifically to provide coverage for valuable classic, antique, and collector motor vehicles. Why Do Collector Cars Require Unique Insurance? Special collector car insurance is needed for several different reasons: Classic performance and collector cars are typically more expensive than... Read Article

How Long Does Business Interruption Insurance Coverage Last?

Posted: July 4, 2019

Most commercial property insurance policies include business interruption insurance. With this coverage, the insurer agrees to pay for loss of business income resulting from a covered peril. But how long does it last? In most cases, business interruption insurance coverage continues from the date of loss until property damage can be repaired with dispatch and due diligence. Period Of Restoration The length of time in... Read Article

How To Lower Your Homeowners Insurance Costs

Posted: July 2, 2019

If you own a home, homeowners insurance is an item in your budget that’s there to stay. Depending on the size of your home, location, and other factors, your premiums may be significant and could increase over time. However, there are ways to minimize the cost of homeowners insurance. Taking the following steps could help lower your premiums. Increase Your Deductible A deductible is the... Read Article