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Your Local Sturgis Independent Insurance Agency

C.L. Van Deventer Insurance Agency specializes in Auto/Car Insurance, Homeowners Insurance, Business/Commercial Insurance, Life Insurance, and Workers’ Compensation Insurance.

VanDeventer Billboard for Auto-Owners

Serving Michigan and Indiana since 1905

C.L. Van Deventer Insurance Agency has one hundred and five years experience providing the highest quality insurance services to Sturgis and the surrounding communities.

Every Staff member at the Van Deventer Agency is cross trained in all aspects of the insurance business in order to better serve our valued customers.

C.L. Van Deventer Insurance Agency Staff
C.L. Van Deventer Insurance Agency Staff
Chuck Van Deventer
Carrie VanDeventer Headshot
Chuck Van Deventer and Carrie Van Deventer-DouPonce
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Recent News & Updates

Key Questions for Your Business Insurance Renewal

Your upcoming policy renewal constitutes a crucial business risk checkup rather than just another administrative bill to pay. As your company grows and evolves over the next 12 months, your baseline exposure to operational risks naturally shifts in parallel. Expanding operations by adding new locations, purchasing upgraded equipment, launching new services, or hiring extra staff significantly changes your specific liability profile. Factors that affect the...

Spring Break Insurance Tips

Spring break travel often involves cross-country road trips, beach days, and struggling through crowded airport terminals. Many travelers focus solely on booking flights, forgetting to secure the right protection for the journey. Unexpected events, such as minor fender benders in unfamiliar cities or theft from a hotel room, can quickly ruin a vacation. Securing personal insurance ensures you have a dependable safety net should you...

Why a Basic Home Insurance Policy Isn’t Always Enough

While a typical homeowners insurance policy offers a reliable starting point, it’s important to remember that “standard” only goes so far. Since every home, lifestyle, and risk is different, you might discover coverage gaps exactly when you need your policy the most. The Most Common Coverage Shortfalls Many homeowners assume any water damage is covered. In reality, coverage often depends on whether the event was...

A Homeowner’s Guide to Dealing with Ice Dams

Ice dams form when snow on a roof melts, runs down to colder eaves, and refreezes into a ridge that blocks drainage. Over repeated melt-freeze cycles, water can back up under shingles and leak into ceilings, walls, insulation, and belongings. Why Ice Dams Happen Most ice dam problems start with uneven roof temperatures. Heat escaping into the attic warms the upper roof surface above 32°F...